AI-POWERED CREDIT REPAIR

Dispute errors.
Rebuild your score.

Upload your credit report and our AI instantly finds every item you can dispute — complete with FCRA-backed letters ready to mail in minutes.

⚡
Analysis in under 30 seconds
📋
Dispute letters citing federal law
🔒
Your data is never stored or shared
🎯
Works for all 3 major bureaus
Analyze your credit report
Upload a PDF from Equifax, Experian, or TransUnion
📄
Drop your PDF here
or click to browse your files
🔒Your report is processed privately and never stored
HOW IT WORKS

Start disputing in 3 steps

1
📤
Upload your report
Download your free report from AnnualCreditReport.com and upload the PDF here.
2
🤖
AI finds everything
Our AI reads every account, identifies errors, and flags every item with legal grounds for removal.
3
✉️
Mail your letters
Get personalized, legally-grounded dispute letters ready to send certified mail to each bureau.
$0
Cost to dispute
30 days
Bureau response window
3
Bureaus covered
100%
FCRA protected rights
LETTER SENDING SERVICE

We mail your letters for you

No printing. No post office. No hassle. We send certified mail directly to the bureaus on your behalf — with tracking.

›
📄
Upload report
Upload your PDF from any bureau
›
🤖
See all disputes
AI flags every disputable item
›
✉️
Click Send Letters
Select which letters to send
›
📬
Enter your info once
Name and address saved securely
✅
Done in 24 hours
Certified mail with tracking number
Per-letter fee applies · Certified USPS mail · Tracking number provided · Letters delivered within 24 hours
PRICING

Simple, transparent pricing

Start free. Upgrade when you are ready to take action.

Free
$0
forever
✓Upload 1 credit report
✓AI analysis of all items
✓See all disputable items
✓Priority ranking
✓View dispute reasons
✕Dispute letters
✕Letter sending service
✕Score tracking
✕All 3 bureaus
Starter
$29
per month
✓Upload 3 reports/month
✓AI analysis of all items
✓All dispute letters generated
✓Copy and download letters
✓All 3 bureaus supported
✓Email support
✕Letter sending service
✕Score tracking
MOST POPULAR
Pro
$59
per month
✓Unlimited report uploads
✓AI analysis of all items
✓All dispute letters generated
✓Letter sending service included
✓$7 per certified letter sent
✓All 3 bureaus supported
✓Deadline tracking and alerts
✓Priority email support
Premium
$99
per month
✓Everything in Pro
✓Letter sending included
✓$5 per certified letter sent
✓Score tracking dashboard
✓Cross-bureau comparison
✓Creditor negotiation letters
✓Follow-up letter automation
✓Priority phone support
No contracts. Cancel anytime. Letter sending fees are per letter sent via USPS Certified Mail.